Term Of Use

Terms of Use

Effective Date: January 1, 2025

Last Updated: January 1, 2026

Welcome to ClassroomMoney.org (“ClassroomMoney,” “we,” “our,” or “us”).
These Terms of Use (“Terms”) govern your access to and use of our website, educational
materials, services, and online content available at
https://classroommoney.org.

By accessing or using our website, you agree to be bound by these Terms. If you do not
agree with these Terms, please do not use our website.

1. Purpose of the Website

ClassroomMoney.org provides educational resources, lesson plans, articles, tools, and
other materials designed to promote financial literacy among educators, students,
families, and the general public.

The information provided on this website is for educational and informational purposes
only and should not be considered financial, legal, tax, or investment advice.

2. Eligibility

You must be at least 18 years old or have permission from a parent, guardian, or
educational institution to use this website.

By using this website, you represent that you have the legal authority to enter into
these Terms.

3. Educational Content Disclaimer

The educational materials available on ClassroomMoney.org are intended to increase
financial knowledge and awareness.

Although we strive to provide accurate and reliable information, we do not guarantee
that all content is complete, current, or free from errors.

You should consult qualified professionals before making financial, legal, tax, or
investment decisions.

4. Intellectual Property

Unless otherwise noted, all content available on ClassroomMoney.org, including text,
graphics, lesson plans, worksheets, videos, logos, images, downloadable resources,
and website design, is owned by ClassroomMoney.org or used with permission and is
protected by applicable intellectual property laws.

Permitted Uses

You may:

• View website content for personal or educational use.
• Download or print educational materials for individual classroom, homeschool,
  or personal educational purposes.
• Share links to our website.

Prohibited Uses

You may not:

• Sell or commercially distribute our materials.
• Remove copyright or trademark notices.
• Modify our materials and present them as your own.
• Republish large portions of our content without written permission.
• Use our content to train artificial intelligence systems or machine learning
  models without prior written consent.

5. Donations

ClassroomMoney.org accepts voluntary donations to support its educational mission.

By making a donation, you acknowledge that:

• Donations are voluntary.
• Donation amounts are entered by you.
• Payment processing is securely handled by Stripe or PayPal.
• ClassroomMoney.org does not store your complete payment card information.
• Donations are generally considered final unless otherwise required by law or
  covered under our Donation Refund Policy.

If you believe a donation was made in error, please contact us promptly.

6. User Conduct

By using ClassroomMoney.org, you agree not to:

• Violate any applicable laws or regulations.
• Attempt unauthorized access to the website or its systems.
• Upload malicious software, viruses, or harmful content.
• Interfere with website security or functionality.
• Use the website to transmit spam or unsolicited communications.
• Post unlawful, defamatory, threatening, or abusive content.
• Impersonate another person, organization, or entity.

We reserve the right to suspend or terminate access to users who violate these Terms.

7. User Submissions

If you submit comments, suggestions, lesson ideas, testimonials, or other content,
you grant ClassroomMoney.org a non-exclusive, worldwide, royalty-free license to use,
reproduce, modify, publish, and display those submissions in connection with our
educational mission, unless otherwise agreed in writing.

You represent that your submissions do not violate or infringe upon the rights of any
third party.

8. Third-Party Services and Links

Our website may include links to third-party websites or use third-party services,
including:

• Stripe
• PayPal
• Google Analytics
• Email service providers
• Social media platforms

These third-party services are governed by their own terms of use and privacy policies.
ClassroomMoney.org is not responsible for the content, availability, security, or
practices of third-party websites or services.

9. Privacy

Your use of ClassroomMoney.org is also governed by our
Privacy Policy, which explains how we collect, use,
and protect your information.

10. Copyright Policy

We respect the intellectual property rights of others.

If you believe that material on ClassroomMoney.org infringes your copyright, please
contact us with the following information:

• Your contact information.
• A description of the copyrighted work.
• The URL of the allegedly infringing material.
• A statement that you have a good-faith belief that the use is unauthorized.
• A statement, under penalty of perjury, that your notice is accurate.

We will investigate copyright concerns and respond appropriately.

11. Disclaimer of Warranties

ClassroomMoney.org is provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, we disclaim all warranties, express or implied,
including warranties of merchantability, fitness for a particular purpose, accuracy,
and non-infringement.

We do not guarantee that the website will always be available, uninterrupted, secure,
or free from errors or viruses.

12. Limitation of Liability

To the fullest extent permitted by law, ClassroomMoney.org, including its directors,
officers, employees, volunteers, partners, and affiliates, shall not be liable for
any indirect, incidental, consequential, special, or punitive damages arising from
or related to your use of the website or reliance on its content.

Our total liability for any claim arising from these Terms or your use of the website
shall not exceed the amount you paid directly to ClassroomMoney.org, if any, during
the twelve (12) months preceding the claim.

Some jurisdictions do not allow certain limitations of liability, so portions of this
section may not apply to you.

13. Indemnification

You agree to defend, indemnify, and hold harmless ClassroomMoney.org and its directors,
officers, employees, volunteers, affiliates, and partners from any claims, damages,
liabilities, costs, and expenses arising from:

• Your use of the website.
• Your violation of these Terms.
• Your violation of any rights of another person or entity.

14. Accessibility

ClassroomMoney.org is committed to making its website accessible to all users,
including individuals with disabilities.

If you encounter accessibility barriers, please contact us so we can work toward
improving your experience.

15. Changes to These Terms

We may update these Terms of Use periodically.

Changes become effective when posted on this page. Your continued use of the website
after changes are posted indicates acceptance of the revised Terms.

16. Governing Law

These Terms are governed by the laws of the State of North Carolina,
without regard to its conflict of law principles.

Any legal action arising from these Terms shall be brought in the state or federal
courts located in North Carolina, and you consent to the jurisdiction of those courts.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining
provisions shall continue in full force and effect.

18. Contact Us

If you have questions regarding these Terms of Use, please contact us:

ClassroomMoney.org
Email: privacy@classroommoney.org
Website: https://classroommoney.org

19. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies posted on
ClassroomMoney.org, constitute the entire agreement between you and ClassroomMoney.org
regarding your use of the website and supersede all prior agreements or understandings
relating to the website.